First-Party Property Insurance Claims

Insurance company denied your claim?Delayed your payout?

You feel powerless. But your insurance company should help you — not fight you. You paid your premiums for years. You deserve what you’re owed.

Don’t go it alone — we’re here for you. Clients first, service in seconds.

No upfront cost · We work on contingency — we get paid when you get paid.

By the numbers

$30M+in settlements secured
500+Gulf Coast families helped
113five-star reviews

Results secured for Gulf Coast policyholders.

The Plan

How We Help You Win

Three steps from denied claim to the compensation you’re owed.

1

Step 1: FREE Consultation

Tell us what happened. We review your policy and damage at no cost.

2

Step 2: We Fight Your Insurer

We handle all negotiations, paperwork, and — if needed — litigation.

3

Step 3: You Get Paid

We secure maximum compensation while you focus on rebuilding. We work on contingency — we get paid when you get paid. Our interests are aligned.

Client Successes

From lowball offer to real recovery

What insurers first offered — versus what our clients actually recovered.

J.C.

Initial carrier estimate
$94,115.74
Final settlement
$593,750

Over 6× the original estimate — an additional $499,634.26 recovered.

T.J.

Initial carrier estimate
$58,709.01
Final settlement
$483,709.01

An increase of $425,000 for the client.

B.M.

Initial carrier estimate
$283,990.52
Final settlement
$678,990.52

More than 2.3× the initial value — an additional $395,000 recovered.

Disclaimer: Past results do not guarantee future outcomes. Every claim is different.

Client Testimonials

What Gulf Coast families say

113 five-star reviews

Good Character

“Averill & Reaney took on my case with no problem. They made it easy, working as a team with shared experience and knowledge. I found trustworthiness, attentiveness, and perseverance, along with good character and mutual respect.

Relief

“Averill & Reaney is a law firm you can count on. I wouldn’t hesitate to refer anyone to them. It’s such a relief knowing I got what I deserve, and I’m grateful for their honesty and commitment to making things happen.”

Every Client is Unique

“Averill & Reaney treated every client like their only client. When I spoke with Matt, it felt natural, like he truly cared. I was lucky to find them, and I’d definitely recommend them to anyone dealing with property damage.”

Always Available

“A great thing about having Averill & Reaney represent me was their availability. I could call anytime, and they always got back to me quickly. Brian alleviated my fears and ensured I got the compensation I deserved.”
“After nearly a year of trying to get an insurance payout for my roof after hurricane damage (insurance offered $0), endless phone calls, and many sleepless nights, I gave this firm a call. That was the last call I had to make. A few months later, a settlement to cover a new roof arrived, with updates every step of the way. AMAZING work from the entire team.”
KKathryn WesolichGoogle Review
“We had retained another firm that was supposed to help with our property insurance suit and just got tossed from one attorney to another UNTIL Matthew J. Averill came into the picture. It was the first time we felt someone actually cared. He got us a quick arbitration date and got us more than we thought we would. Fight for you — they do.”
KKevin SchillingGoogle Review
“I have been dealing with attorneys for over 2 years now trying to get a roof! When they got my case… it was settled in 2 weeks and I now have a roof on my house! They go the extra mile for their clients. I know they did for me!”
MMitzi CochranGoogle Review
“After getting a very poor settlement offer from my insurance company for storm damage to my house, Averill & Reaney took up my case and successfully negotiated a fair settlement. You don’t need to feel helpless against the big insurance companies — these guys can really help.”
LLSU IggyGoogle Review
“Brian and his team were very thorough when they took on our insurance claim. The line of communication was always open and very transparent when it came to the legal details and questions. They handled our case with the utmost experience and professionalism. This firm will always prioritize your best interest.”
JJack BurtonGoogle Review
“They handled my case with professionalism, transparency, and care from start to finish. I always felt informed and supported. No surprises — just steady, dependable guidance. Highly recommend if you’re looking for lawyers who know what they’re doing and genuinely care.”
CChantel M. ThomasGoogle Review

You’re not imagining it

The insurance industry’s claims practices are under scrutiny

A U.S. Senate hearing examined how insurers handle — and too often delay, underpay, or deny — property claims. If it feels like the system is stacked against you, there’s a reason. We help level the playing field.

Watch the full hearing on YouTube

Insights

Claim guidance, in plain English

What we’ve learned fighting insurers — written for policyholders.

All 66 articles

Talk to us before you accept that offer!

Bring your policy and your denial or payment letter. We’ll review your claim at no cost and tell you, straight, what it may really be worth.

Start your claim on WhatsApp

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